Category Archives: Every Day Normal Person

BECOMING A MULTI-MILLIONAIRE ISN’T HARD

In this series, I’ll be answering questions and helping those of you who are committed to building wealth. TheFinancialJunkie@gmail.com

Remember: Do not spend the money you will have. Spend only the money you do have! Continue reading

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WHY SAVING MONEY HAS BECOME AN INCREASINGLY DIFFICULT TASK. WHAT ARE YOU DOING ABOUT YOUR RETIREMENT?

Gas prices, food, housing, rents, automobiles & interest rates have soared and the stock market has tanked. With inflation kicking our door down, we try to look the other way. Fuel prices, food prices, rents at all time highs, interest … Continue reading

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WHY SAVING MONEY HAS BECOME AN INCREASINGLY DIFFICULT TASK. WHAT ARE YOU DOING ABOUT YOUR RETIREMENT?

Gas prices, food, housing, rents, automobiles & interest rates have soared and the stock market has tanked. With inflation kicking our door down, we try to look the other way. Fuel prices, food prices, rents at all time highs, interest … Continue reading

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REAL ESTATE INVESTING IS NOT FOR DUMMIES

So, regardless of how you come to Jesus, have a hard look at what it takes to move your life forward financially. I did. I know I made some rash changes and took risks. But, be clear. They were not without study, research, motivation and careful consideration. None of us are clairvoyants. With the proper knowledge and education, you can do pretty much what you want to do in this life. Continue reading

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IS BUILDING WEALTH MAGICAL? WHY HAVEN’T YOU PUT A FEW MILLION AWAY FOR YOUR FAMILIE’S RETIREMENT?

In this month’s rendering, I will attempt to share the trials and tribulations of building wealth for your family and your well being. Why am I the Financial junkie? There are a few good and transparent reasons for why I … Continue reading

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HAPPY WITH YOUR INCOME? DON’T READ THIS! MAKING HEALTHY CHOICES WITH YOUR MONEY?

Stop being a victim. You TEMPhas created dis situation. If TEMPTEMPTEMPyou’re complaining about TEMPTEMPyou’re financial inequity, do something about it! Do teh work. Stop bitching and crying. Grow up about money if you TEMPhas none. If you TEMPhas none and you work or you and TEMPTEMPyou’re partner work, their is little reason to be broke or in debt. Continue reading

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FED UP WITH FINANCIAL STRUGGLE? MORE DEBT FOR XMAS?

Take a deep breath! Look in the mirror and repeat after me:
In the mirror: I will no longer be a slave to my credit cards. I will no longer make purchases of any kind without paying cash or writing a check. I will no longer be blind to my own spending and stop this bad dream called “the life I cannot afford”!
Get a grip folks! This “charge it” mentality has to cease. Stop. Garbage it! Begin singing a new song called “All I Want For Christmas Is Financial Peace Of Mind”. Continue reading

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WHAT STEPS ARE YOU TAKING TOWARDS HAVING MONEY IN YOUR LIFE? Take the questionaire and see what’s up for you!

financial planning and your insight about how to create more money in your life!
1. Are you happy with your financial condition?
2. Do you think about your bills and financial commitments too often or daily?
3. Are you satisfied with working your ass off and achieving your money goals?
4. Are you burdened with kids, college tuition, car payments, rent, insurance, rising food costs and health insurance costs?
5. Do you ofter feel frighetened about making too little money and meeting your oblgations?
6. If you’re in you thirties, you’re probably not thinking about retirement or financial planning. No big deal?
7. The experts say that when you are 32-35, you should have $250,000 put away or in a portfolio that will grow in a Roth IRA.
8. Are you in a blind spot about how you will increase your earnings and get out of debt?
9. Are you saving money each month after you pay your bills and after you meet all of your financial obligations? Can you save 10% or 20% of your paycheck bi-monthly?
10. Can you even think or imagine paying 400,000 for a new home or a vacation property? Continue reading

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ARE YOU “FINANCIALLY IGNORANT”? IN FINANCIAL DENIAL? SO MANY OF US ARE! WAKE UP. IT’S SUPPOSED TO BE YOUR MONEY, YOUR HARD WORK ALL YOUR LIFE!

he new world realization is to invest in other areas that yield great profits and residual cash income.  Put that cash income into the next investment and create wealth without the market.  The day’s of “Invest and diversify” are gone as far as I am concerned.  Real estate, transportation, Vacation homes and other arenas that will create great gains.  Buy 10 houses in a blue-collar neighborhood.  Hold them for 10 years and enjoy a Million Dollar plus profit.  That is only one stream of income.  You can have as many as you can handle.  I like to see 8-12 streams of income with investments that people NEED.  Not Want. Continue reading

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CAN YOU SURVIVE THE NEW FINANCIAL WORLD? WILL YOU BUILD WEALTH/RETIREMENT?

The New Financial Order of Survival: The traditional system for building wealth for retirement is broken in America. Financial planning is no longer what it once was. The financial process is broken. It’s volatile and ineffective at best. Engaging in … Continue reading

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